Yes, you can buy your home with an ITIN
You don't need a Social Security number. We work with lenders who finance mobile homes for ITIN buyers in Georgia.
What is an ITIN loan?
An ITIN is a number the IRS gives you to pay taxes when you don't have a Social Security number. An ITIN loan uses that number instead of a Social Security number. The lender reviews your income, your documents and your payment history. With that number you can finance your mobile home like any other buyer.
What you need to apply
- ITIN letter issued by the IRS
- Valid photo ID (passport, ID from your country, or military ID from your country)
- Proof of income: pay stubs, 1099, or the last 12 months of bank statements if you are self-employed
- Down payment available
- Rent history (it helps, though it is not always required)
Tax returns are not required.
We finance the whole project
Not just the home. Everything.
- The land
- The new factory-built home
- Transport to your land
- Installation and leveling
- Land preparation and connections
Most sellers only finance the home. After that you have to figure out how to pay for the land, the transport and the installation on your own. We work with lenders who finance the whole project in a single loan. You just need to have identified the land.
Two paths
Land and home together
You finance the whole project in a single loan. You need to have identified the land.
Just the home
It's called a chattel loan. The loan covers only the home, which stays personal property. You don't need to buy land. It works if you already have somewhere to put it or if it's going in a mobile home park.
ITIN frequently asked questions
We get you ready to apply
We are not the bank. We help you gather your documents, explain the process in plain language and stay with you through closing.
Casa Móvil Pros is not a bank or a lender. We do not guarantee approval, rates or terms. Terms are set by the lender.